DIFFERENTIAL PRICING OF AGRICULTURAL OPERATING LOANS BY COMMERCIAL BANKS

Differential and variable interest rate pricing strategies are used for agricultural operating loans by the majority of South Dakota commercial banks. However, the prevalence does vary by legal organization. Significant differences were found among differential interest rate pricing structures of independent banks, branch banks, and multibank holding company affiliates.Agricultural Finance,

Spray drying costs in low-volume milk plants

Since World War II several developments have given impetus to a shift from marketing farm-separated cream to marketing whole milk. The increased consumer demand for nonfat dry milk, the government price-support program, the introduction of drying equipment small enough to make drying feasible for small plants, and farmers preferences have all had a share in inducing plants to shift from a butter manufacturing operation to a butter-powder operation.https://lib.dr.iastate.edu/specialreports/1016/thumbnail.jp